Not all “0% interest” offers are what they seem. Many finance providers that promote zero-interest loans actually build hidden fees or inflated pricing into their repayments — meaning you end up paying more overall than if you had simply taken a low-interest loan.

 

That’s where Handy Pay is different.

 

Handy Pay offers transparent, low interest rates with no hidden fees. What you see is what you get — no inflated product prices, no sneaky account charges, and no surprises. With Handy Pay, you’ll often pay less overall than with 0% finance providers that disguise costs in other ways.

 

If you’re comparing options, don’t just look at the interest rate — look at the true cost of repayment. Handy Pay helps you make smarter financial decisions with clear terms, low rates, and honest pricing.